Put Your Trust in IFS:Comprehensive General Liability Insurance Solutions
Liability insurance is something all businesses purchase but there is a lot that goes into determining the scope and extent of the coverage needed. Factors, such as the type of business, its size, location, operation, products, and services, among many others, have to be carefully considered to determine how much coverage to purchase, how much risk to retain (your deductible), the policy terms and what enhancements and additional coverage are required to have a true end-to-end solution.
The IFS Insurance staff is experienced in writing all types of business throughout Delaware, Pennsylvania, Maryland and New Jersey. We will meet with you and your staff to review your operation so we understand the products and/or services you provide and the risks involved in providing them. We will also walk through your operation to see where hidden exposures may lay and make recommendations as to how to minimize the risks they present. For example, a technology company has different liability exposures than those of a winery with each requiring industry-specific solutions required.
Beyond Slip-and-Fall Coverage
Commercial General Liability protects your business from financial loss with a broad category of coverages in the event you’re liable for bodily injury, property damage or personal and advertising injury caused by your services, business operations or your employees. A Liability policy will typically cover the costs of your legal defense and will pay on your behalf the damages if you are found liable—up to the limits of your policy. Yet with any business there are additional risks that should be addressed, which can be accomplished by enhancing the Commercial General Liability policy or, in some cases, purchasing standalone policies, including Products Liability, Pollution Liability, Contractual Liability and Liquor Liability.
Our staff will also discuss with you the need for a Commercial Umbrella policy to protect your assets in the event of a catastrophic liability loss.
In addition, there are exposures that should be covered with the purchase of other types of policies, including Directors & Officers Liability, Professional Liability, Employment Practices Liability, Fiduciary Liability and Cyber Liability.
We welcome the opportunity to discuss with you in great detail how to best address your exposures and transfer your risk with a comprehensive, competitively priced Liability insurance program.
Consider IFS Your “Chief Worry Officer”
Our dependability is known throughout the area and among our clients. We’re here to worry about the things that you shouldn’t have to so that you can have the peace of mind you need in the event of an accident or loss. For 50 years and counting we’ve been the go-to source for quality insurance protection for clients throughout Delaware, Pennsylvania, Maryland and New Jersey, and look forward to another 50 years delivering the same service. Call us at 800.598.0420 to find out how we can help you and your insurance needs.