Business Bonds

Comprehensive bond solutions for businesses.

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Business bonds in Delaware, Pennsylvania and Maryland and surrounding areas.

Getting your business the bond you need takes market access and expertise. IFS has you covered.

IFS Insurance provides an array of bond solutions to businesses, including those listed below. The IFS Bond division is known for its long-term relationships with large, respected bonding companies, enabling us to give our clients affordable, competitive rates. We can provide you with the following bonds:

  • Bid Bonds
  • Contract Bonds
  • Performance Bonds
  • Payment Bonds
  • Maintenance Bonds
  • License/Permit Bonds
  • Site Improvement Bonds
  • Developer Bonds
  • Subdivision Bonds
  • Supply Bonds
  • Environmental Surety Bonds
  • ERISA Bonds
  • Fidelity Bonds

Whether you are seeking your first bond, or have an established history, IFS is here to support your business growth. Our staff provides rapid response for your bonding needs designed to help you achieve your goals.

Lost Instrument or Securities Bonds

When a person loses a document, certificate or instrument, the issuer will not usually deliver a duplicate until the owner of the lost instrument furnishes an indemnity bond or lost instrument or securities bond. These bonds guarantee that, should the original lost document be found, it will be returned to the surety or obligee for proper disposal.

Fiduciary Responsibility Bonds

Although ERISA does not require Fiduciary Liability Insurance, individuals with fiduciary responsibilities are highly encouraged to carry this coverage. You are a fiduciary of an employee benefit plan if you 1) are named in the plan document or are identified as a fiduciary by the sponsor of the plan; 2) exercise any discretionary authority or discretionary control with respect to the management, administrations or disposition of plan assets, 3) provide investment advice for a fee or other compensation. IFS is proud to provide Fiduciary Liability coverage along with excellent service.

Notary Public Errors and Omissions

This provides protection to the insured when they are obligated to pay for breach of duty while acting as a duly commissioned notary for any negligent act, error or omission arising out of the performance of service for others. This covers damages and legal fees.

Court Bonds

A court bond is a general term embracing all bonds and undertakings required of participants in a lawsuit permitting them to pursue certain remedies in the courts.

Plaintiff Bonds
  • Attachment or Replevin Bonds
  • Indemnity to Sheriff Bonds
Defendant Bonds
  • Appeal, Supersedeas, or Stay of Execution Bonds
  • Counter-Replevin and Release or Discharge of Attachment Bonds

Types of Fiduciaries Required by Probate Courts

  • Administrator, Executor, Personal Representative: Required by a will or the court system to execute the estate of deceased person.
  • Guardian or Conservator: Required when a person is unable to handle their own affairs, and the court appoints another person to handle the affairs of that person.

Fidelity Bonds: Employee Dishonesty

Protects the employer against a dishonest act by an employee. Pays for loss of money or other property real or personal.

Dishonest acts committed by an “employee”, whether identified or not, acting alone or in collusion with other persons, except you as a partner, with the apparent intent to:

  • Cause you to sustain loss; and also
  • Obtain financial benefit (other than employee benefits earned in the normal course of employment, including: salaries, commissions, fees, bonuses, promotions, awards, profit sharing or pensions) for:
    • the “employee”; or
    • any person or organization intended by the “employee” to receive that benefit.
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