Put Your Trust in IFS:Comprehensive Insurance Solutions for Educational Institutions
IFS Insurance, one of the largest independently owned and operated insurance agencies throughout Delaware, Pennsylvania, Maryland and New Jersey, specializes in serving the needs of educational institutions. This includes public, private, and scholastic educational institutions – from K-12 schools to colleges and universities, trade and vocational schools, charter schools, and schools associated with religious institutions. We understand the many and diverse risks today’s educational institutions face, including losses that arise from security issues, emergency events, data breaches, accusations of sexual and physical molestation, and many others. We have the team of experts to provide affordable, broad insurance coverage.
IFS partners with leading insurance carriers that have developed custom programs to respond to the exposures and vulnerabilities of educational institutions. We tailor the insurance coverages available based on your risk profile and negotiate coverage terms and pricing on your behalf. Many of our programs also include a critical risk management component to help schools minimize their risks and help lower premiums. Our carriers also provide expert claims services to meet the demanding and often complex, industry-specific challenges faced by educational institutions.
Our Insurance Portfolio of Educational Institution Coverages
We will meet with you to discuss the various operations and services you provide on and off the school campus to determine how best to design your insurance program, including the coverages needed, limits and deductibles, endorsements and enhancements, among other important factors. In some cases, we will also look at alternative risk solutions that may be a better fit for your operation, such as self-insurance, captives, risk-sharing pools, etc.
Our portfolio of insurance coverages includes but is not limited to:
- General Liability
- Commercial Property
- Commercial Auto
- Excess Liability/Umbrella
- Pollution Liability
- Workers’ Compensation
- School & Educators’ Liability (E&O)
- Professional Liability for School Nurses, Psychologists, Therapists, Counselors and Athletic Trainers
- Employment Practices Liability (EPLI)
- Directors & Officer Liability (D&O)
- Data Breach/Cyber Liability
- Crime/Employee Dishonesty
- Business Interruption
We also provide Sexual and Educators Legal Liability, Law Enforcement Professional Liability Coverage, Emergency Event Management insurance, Loss of Tuition, and other coverages.
Consider IFS Your “Chief Worry Officer”
Our dependability is known throughout the area and among our clients. We’re here to worry about the things that you shouldn’t have to so that you can have the peace of mind you need in the event of an accident or loss. For 50 years and counting we’ve been the go-to source for quality insurance protection for clients throughout Delaware, Pennsylvania, Maryland and New Jersey, and look forward to another 50 years delivering the same service. Call us at 800.598.0420 to find out how we can help you and your insurance needs.