Put Your Trust in IFS:Comprehensive Flood Insurance Solutions
The National Flood Insurance Program (NFIP) says that about 30% of properties damaged by floods aren’t in high-risk flood zones. Many homeowners try to do a self-assessment regarding their exposure to floodwater without fully understanding how flooding occurs or what their homeowners insurance will and won’t cover.
Part of an insurance review done by IFS Insurance is an analysis of your flood risk. We’ll look at flood maps designed by the federal government and previous claims at your property to see how prone you might be to flood damage. We’ll also go through your Homeowners policy with you to point out what is and isn’t covered. For instance, did you know that seepage from groundwater and torrential rains that overflow drainage systems aren’t typically covered under Homeowners insurance? That’s true even if you have a sump pump rider and sewage/drain backup coverage.